The neighbourhood counter
for the whole world.
Locally owned, federally registered, and built on one idea: you shouldn't lose money just for changing it.
You shouldn't lose money just for changing it.
Pennii Currency Exchange is a local Ottawa business that does well when you keep more of your money. We compete with the banks and the big remittance chains on the two things that matter, the rate and the fee. And we skip the fee entirely. Every exchange is commission-free.
We built this counter for the people money actually moves between. Families sending support home. Newcomers getting set up. Travellers who would rather not hand 5% to an airport kiosk. Cash exchange in 60+ currencies, Ria transfers to 165+ countries, and gold buying and repair, all at one counter on Woodroffe Avenue, and all explained in plain language before you commit to anything.

To offer the most competitive exchange rates and the best service in the market.
The whole strategy is best prices, plain numbers, and a person who actually answers the phone. It works.

To be the counter Ottawa trusts first.
We would rather be the most trusted exchange in the city than the biggest. The place people check before any bank or airport kiosk.
Registered and regulated.
Pennii is registered with FINTRAC, Canada's financial intelligence agency, as a Money Services Business (No. M14123456). In practice, that means we verify ID on larger transactions, collect source-of-funds documentation where the law requires it, and follow Canadian anti-money-laundering rules to the letter. It's paperwork, but it's the paperwork that makes us safe to deal with.