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AED/CADSell0.3962Buy0.3807
EUR/CADSell1.6347Buy1.5706
GBP/CADSell1.9260Buy1.8505
INR/CADSell0.01513Buy0.01454
IQD/CADSell0.001112Buy0.001068
JPY/CADSell0.009239Buy0.008876
USD/CADSell1.4551Buy1.3981
AED/CADSell0.3962Buy0.3807
EUR/CADSell1.6347Buy1.5706
GBP/CADSell1.9260Buy1.8505
INR/CADSell0.01513Buy0.01454
IQD/CADSell0.001112Buy0.001068
JPY/CADSell0.009239Buy0.008876
USD/CADSell1.4551Buy1.3981

Ottawa's counter for every currency.

60+ currencies in real cash, zero commission, rates refreshed every hour, walk up to 1445 Woodroffe Ave, or reserve online and pick up the same day.

You give us
CAD
You receive
6,567.11
1 CAD = 2.6268 AEDView all currencies
FINTRAC registeredSame-day pickupZero commission
Live rates

Today's rates, on the board and on this page.

Buy and sell prices posted side by side, refreshed every hour. The rate you see here is the same rate we honour at the counter.

See all rates
01 · USD/CAD
US Dollar
1 USD → CAD
We sell
1.4551
We buy
1.3981
Euro
EUR/CAD
We sell
1.6347
We buy
1.5706
British Pound
GBP/CAD
We sell
1.9260
We buy
1.8505
Iraqi Dinar
IQD/CAD
We sell
0.001112
We buy
0.001068
UAE Dirham
AED/CAD
We sell
0.3962
We buy
0.3807
Japanese Yen
JPY/CAD
We sell
0.009239
We buy
0.008876
Indian Rupee
INR/CAD
We sell
0.01513
We buy
0.01454
Rate disclaimer · Rates refresh hourly and include our disclosed spread of 1.0 to 3.0%. Online reservations are honoured for 60 minutes from confirmation. Sources: ECB, Bank of Canada, Bloomberg.
Cash CAD and GBP
Walk out with cash in hand
Global markets
165+ countries via Ria
Toronto skyline
Sent across Canada & beyond
Cash CAD and GBP
Walk out with cash in hand
Money transfer

Send money home. It's why we built the counter.

Send cash to family in more than 165 countries through Ria. Most transfers arrive within 24 hours, and cash pickups are often ready in minutes. You don't need an account or an app. Bring cash or debit and walk out with a reference number.

How transfers work
CAD notes and coins
Family transfer · +500 CAD
Cash withdrawal
Funds in minutes
Global banking partners
Powered by Ria
CAD notes and coins
Family transfer · +500 CAD
Receive money

Collect transfers with no payout limit.

Pick up incoming Ria transfers at our counter, paid out in Canadian dollars. Most locations cap what you can collect in one visit. We don't. If someone sent it, you can pick it up.

Collecting a transfer
Euro 200 notes fanned
60+ currencies in stock
Banking district
Better than bank-machine rates
Business FX listings
Live posted rates
Euro 200 notes fanned
60+ currencies in stock
In stock

The exchange that actually has your currency.

Walk in with rupees and leave with dollars, or walk in with euros and leave with dirhams. We keep more than 60 currencies in cash on site. If yours needs ordering, it's ready in 1 to 2 business days.

Browse currencies
What we do

Six services. One counter.

Currency, transfers, business FX, gold, and the small extras that make it painless.

Mixed currency notes
60+ in stock
Currency exchange

60+ currencies at rates that beat the banks.

Walk in, or reserve online for same-day pickup. Zero commission and no minimum.

Bank tower
24h delivery
Money transfer

Send to 165+ countries with Ria.

Fast, traceable, and the total cost is shown before you confirm.

FX markets chart
Special rates
Business and diplomatic FX

Preferred rates and a named contact.

For embassies, NGOs, and Ottawa businesses that exchange regularly.

US dollar bills
Why Pennii

Locally owned. Honestly priced.

FINTRAC MSB # M14123456 · Ottawa, Canada
  • Zero commission, ever.

    You pay the posted rate and nothing else. We earn on a thin, disclosed spread. That is the whole business model.

  • Beat-the-bank guarantee.

    If a major Canadian bank quotes you a better rate today, bring proof and we'll match it or refund the difference.

  • A human in under two minutes.

    No phone trees and no app hoops. Call (613) 900-7191 and a person answers. Or skip the call and walk up to the counter.

  • FINTRAC registered and insured.

    Money Services Business No. M14123456. We verify ID on larger transactions and keep our AML procedures in writing. It's boring on purpose. That's what safe looks like.

Our partners

The names behind the counter.

Ria Money Transfer
TerraPay
Interac e-Transfer
From neighbours

What Ottawa says about us.

Reviews from the people walking up to our counter. Six languages, one Woodroffe Avenue.

The rate was 60¢ better than my bank, and I was in and out in 10 minutes. I send to Manila every month now. Wouldn't go anywhere else.
LM
Liza M.
Nepean · sends to Philippines
Ils gèrent l'échange hebdomadaire de notre ambassade: précis, discret, et l'équipe nous connaît par notre nom. Du vrai service ottavien.
HF
Hon. F. Okeke
Trade attaché · Ottawa
My dad got the senior discount without me even asking. Small thing, but it meant a lot. Real people, behind a real counter.
DR
Daniel R.
Barrhaven · returning customer
Common questions

Good questions.
Honest answers.

Quick answers to the things people ask at our counter every week.

See all questions
  • How long does an international money transfer take?

    Cash pickup is often ready in minutes. Bank deposits usually land within 24 hours, depending on the destination and payout method. We quote the timing before you send.

  • What ID do I need?

    A valid government-issued photo ID (passport, driver's licence, or PR card) for exchanges of $3,000 or more. Over $10,000, we also collect source-of-funds documentation, as FINTRAC requires.

  • Do you offer special rates for seniors or large amounts?

    Yes. Seniors (65+) get 0.5% off the spread, and transactions over $25,000 CAD qualify for our wholesale rate, set at the counter.

Ready when you are

Skip the bank. Keep the difference.

Check today's rate online, then walk in and pick up your cash. Zero commission, ever.

Chat with us